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Your Maryland Mortgage
Virginia Mortgage and
DC Mortgage Provider

Ask us your questions

Can't find the rate you are looking for? Just fill out our short form and we will do all the research for you

Your Maryland Mortgage
Virginia Mortgage and
DC Mortgage Provider

Ask us your questions

Can't find the rate you are looking for? Just fill out our short form and we will do all the research for you

Aadvantage Plus Financial is the low-cost mortgage leader in the Maryland, Virginia and Washingto DC area. Our superior technology, coupled with our strong investor relationships, allow us to consistently offer lower rates then our competitors. Our initial Good Faith Estimates are binding with no hidden or surprise fees. We are licensed as a mortgage broker in Maryland, Virginia, and Washington, DC.

Should I pay points for a lower rate?

Paying points for a lower interest rate is a trade off between paying money now versus paying money later. A point - equaling 1% of the total loan amount - is an upfront fee that reduces your monthly interest rate and total interest due over the life of a loan.

Use our calculator to figure out the cost and effective savings of loan points, as well as the minimum amount of time it will take to recover your loan points. The savings rate is used to calculate the amount of interest you could earn if you took the dollar amount of points and placed it into a savings account as an investment.


	Loan Information
			Zip Code
			Loan Amount ($)
			Loan Term (Years)
			Rate without Points
			Rate with Points
			Loan Points
			Savings Rate (%)

The results displayed above are only estimates and cannot be used to determine actual loan costs or be used as a guarantee. Please consult your tax advisor for information on the deductibility of interest for tax purposes. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.

Licensed by the Virginia State

Corporation Commission

License # MC-1230

Licensed by the Virginia State

Corporation Commission

License # MC-1230

Your Maryland Mortgage Virginia Mortgage and DC Mortgage Provider

Your Maryland Mortgage Virginia Mortgage and DC Mortgage Provider

Should I pay points for a lower rate?

Your Maryland Mortgage
Virginia Mortgage and
DC Mortgage Provider

Your Maryland Mortgage
Virginia Mortgage and
DC Mortgage Provider